Pratham Bajaj is a financial analyst and consultant with experience spanning credit modeling, primary research, and equity analysis across fintech and listed markets.

He is currently wrapping up a consulting engagement at Indus Insights, where he has been the individual contributor on a merchant cash advance product for a US-based fleet fintech, owning the work from feasibility through credit model design.

At Indus Insights, he built the credit model underpinning a portfolio of over 1,000 advances at an average ticket size of $110,000, and designed the segmentation framework that drove a 16% quarter-on-quarter reduction in bad debt.

At Voyage Capital, IIM Indore's student-led investment fund, he managed a corpus of INR 16 lakh across equity markets, led sector coverage for telecom and oil and gas, and made a conviction call on quick commerce in India when market consensus was skeptical.