Razorpay Subscriptions: Navigating a Regulatory Reset
Led subscription products through new recurring-payment rules and UPI AutoPay adoption.
- Recurring Payments
- Regulatory Change
- UPI AutoPay
- Platform Products
Sandeep Injarapu
Associate Director, Product at Razorpay
From their time as
Associate Director, Product
Razorpay • 2021 - 2024
Overview
Sandeep led Razorpay's subscription products during the RBI's recurring-payment mandate transition. His team expanded card support to almost 10 banks and developed UPI AutoPay with early merchant input.
The Story
Sandeep led Razorpay's subscription team as India's recurring-payment ecosystem adapted to new RBI requirements, including advance customer notification. Existing card subscriptions needed to move into compliant mandate flows.
He managed the product transition across cards while expanding bank coverage. The team moved from an initial bank integration to almost 10 banks during his tenure.
In parallel, he managed UPI AutoPay as the rail began to grow. The team focused on recurring-use categories including streaming and financial services.
Product development involved detailed merchant and engineering conversations. The team worked with Hotstar's product group to understand integration issues, existing gaps, and the API experience needed for a practical recurring-payment product.
The result was continuity through a period of regulatory change and wider support across cards and UPI. The transcript does not provide processed-volume or merchant-adoption metrics, so the impact remains operational.
Ownership Snapshot
Broad role
Led subscription product work during a major regulatory transition.
Goal
Maintain recurring payments while expanding compliant payment options.
Direct ownership
Managed card mandate migration, bank expansion, and UPI AutoPay development.
Team execution
Worked with banks, networks, engineering teams, and merchants including streaming platforms.